Capital One Platinum Credit Card Comparison

Capital One Platinum Credit Card Comparison


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Capital One Platinum Credit Card

Insider’s Rating

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

2.38/5

Icon of check mark inside a promo stamp It indicates a confirmed selection.

Perks

Help build your credit through responsible use. Be automatically considered for a higher credit line in as little as six months.


Regular APR

29.74% variable


Recommended Credit

Average, Fair and Limited

Pros

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Automatically be considered for a higher credit line in as little as 6 months
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. No annual fee
Cons

  • con icon Two crossed lines that form an ‘X’. No extra benefits and no rewards


Product Details

  • No annual or hidden fees. See if you’re approved in seconds
  • Be automatically considered for a higher credit line in as little as 6 months
  • Help build your credit through responsible use of a card like this
  • Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It’s free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One’s mobile app
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you’re all set
  • Pay by check, online or at a local branch, all with no fee – and pick the monthly due date that works best for you


Compare Additional Capital One Credit Cards

Capital One Quicksilver Secured Cash Rewards Credit Card

Insider’s Rating

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

3.88/5

Icon of check mark inside a promo stamp It indicates a confirmed selection.

Perks

Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel. Earn 1.5% cash back on every purchase with a refundable $200 minimum deposit.


Regular APR

29.74% Variable


Recommended Credit

Limited, No History

Pros

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Earns 1.5% cash back on all purchases with no limits
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. You can get approved for this card with limited credit
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Ability to increase credit line and potential to improve credit score with responsible use
Cons

  • con icon Two crossed lines that form an ‘X’. No welcome bonus
  • con icon Two crossed lines that form an ‘X’. Because it’s a secured credit card, you’ll have to put down a security deposit for your initial credit line
  • con icon Two crossed lines that form an ‘X’. High APR if you carry a balance


Product Details

  • No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you’re approved in seconds
  • Put down a refundable $200 security deposit to get a $200 initial credit line
  • Building your credit? Using a card like this responsibly could help
  • Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
  • Monitor your credit score with CreditWise from Capital One. It’s free for everyone

Capital One Platinum Secured Credit Card

Insider’s Rating

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

2.83/5

Icon of check mark inside a promo stamp It indicates a confirmed selection.

Perks

No annual or hidden fees. Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed.


Regular APR

29.74% Variable


Recommended Credit

Limited, Bad

Pros

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Minimum deposit ($49) is lower than with some other secured cards
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. You can be automatically considered for a higher credit line in as little as 6 months with no additional deposit
Cons

  • con icon Two crossed lines that form an ‘X’. No rewards


Product Details

  • No annual or hidden fees. See if you’re approved in seconds
  • Building your credit? Using the Capital One Platinum Secured card responsibly could help
  • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
  • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
  • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
  • Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It’s free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One’s mobile app

Capital One QuicksilverOne Cash Rewards Credit Card

Insider’s Rating

A five pointed star

A five pointed star

A five pointed star

A five pointed star

A five pointed star

3.1/5

Icon of check mark inside a promo stamp It indicates a confirmed selection.

Perks

Earn unlimited 1.5% cash back on purchases.


Regular APR

29.74% variable


Recommended Credit

Average, Fair and Limited

Pros

  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. Earn 5% back on Capital One Travel hotel and car rental bookings and 1.5% on everything else
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. You’re eligible to apply with limited or average credit
  • Check mark icon A check mark. It indicates a confirmation of your intended interaction. You’ll automatically be considered for a higher credit line in as little as six months
Cons

  • con icon Two crossed lines that form an ‘X’. No welcome bonus
  • con icon Two crossed lines that form an ‘X’. Annual fee
  • con icon Two crossed lines that form an ‘X’. High APR for purchases and balance transfers


Product Details

  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or limits to how much you can earn, and cash back doesn’t expire for the life of the account. It’s that simple
  • Be automatically considered for a higher credit line in as little as 6 months
  • Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
  • Help strengthen your credit for the future with responsible card use
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
  • Monitor your credit score with CreditWise from Capital One. It’s free for everyone
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you’re all set





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