Imagine putting your savings into a digital bank, not thinking about it, and waking up one day to find it inaccessible. That nightmarish scenario is exactly what happened to more than 10 million end users earlier this year when fintech startup Synapse Financial Technologies Inc. filed for Chapter 11 bankruptcy – and left as much as $95 million worth of customer funds missing. Founded in 2014, the Andreessen Horowitz-backed startup was one of thousands of companies that have emerged over the last
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