RAG models

I got a 2.75% mortgage rate when most other homebuyers were being quoted 7%. Now I can save more for retirement.

I got a 2.75% mortgage rate when most other homebuyers were being quoted 7%. Now I can save more for retirement.

This as-told-to essay is based on a conversation with Brian Sankey, 54, a retired military police officer, who bought a home in Kentucky with an assumable mortgage.An assumable mortgage allows qualifying buyers to acquire the interest rate, current principal balance, and other conditions of a seller's existing loan. Not all loans can be assumed.The essay has been edited for length and clarity.My wife and I live in Elizabethtown, a small town just south of Fort Knox, Kentucky. We've been here for 15 years, which is the longest either of us has ever lived in one place, aside from childhood.Having spent…
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I reread JD Vance’s ‘Hillbilly Elegy.’ He hasn’t transformed as much as you think.

I reread JD Vance’s ‘Hillbilly Elegy.’ He hasn’t transformed as much as you think.

When JD Vance re-introduced himself to the country and accepted the Republican Party's vice presidential nomination on Wednesday night, the Ohio senator's speech made no direct mention of the best-selling autobiography that powered his rise to national fame in 2016 and has dominated Amazon's bestseller list since Tuesday.It's not hard to see why. To reread "Hillbilly Elegy" now, as I did this week, is to feel a sense of disorientation. JD Vance the author sounds a lot different than JD Vance the politician. His book describes a tumultuous upbringing in Middletown, Ohio, where he was raised by an extended family…
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The AI-Powered Future of Coding Is Near

The AI-Powered Future of Coding Is Near

I am by no means a skilled coder, but thanks to a free program called SWE-agent, I was just able to debug and fix a gnarly problem involving a misnamed file within different code repositories on the software-hosting site GitHub.I pointed SWE-agent at an issue on GitHub and watched as it went through the code and reasoned about what might be wrong. It correctly determined that the root cause of the bug was a line that pointed to the wrong location for a file, then navigated through the project, located the file, and amended the code so that everything ran…
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I was so stressed at work that I stopped getting my period. I knew I had to change my work habits.

I was so stressed at work that I stopped getting my period. I knew I had to change my work habits.

During my first six and half years practicing law, I prided myself on what I thought was productivity and efficiency through multitasking. While walking to the subway or dining with friends, I was on the phone, replying to clients and sending out directives.I thought this instant response made me a better lawyer. In truth, it was an addiction that kept me distracted from an unfulfilling life outside the office. Lulls on work email were filled by push notifications from the New Yorker about an article I'd never have time to read, or "news" from Facebook.Distraction was easy to come by,…
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Tesla is hiring again. Here’s what it takes to work at Elon Musk’s car company.

Tesla is hiring again. Here’s what it takes to work at Elon Musk’s car company.

"This is a pretty normal cycle at Tesla," a former manager at the carmaker told Business Insider. "We trim down and then later on bring in new people. Rinse and repeat."In May, Tesla removed over 3,000 job postings on its site after Elon Musk told staff the automaker planned to cut more than 10% of its workforce. But the company has since posted nearly 800 open roles on its careers page over the past few weeks, according to a tally from Bloomberg.A role at one of Musk's companies is a coveted position for many Big Tech workers. The electric carmaker…
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Alec Baldwin, who still faces civil lawsuits over the Halyna Hutchins case, says he may sue prosecutor and sheriff over criminal trial

Alec Baldwin, who still faces civil lawsuits over the Halyna Hutchins case, says he may sue prosecutor and sheriff over criminal trial

The involuntary manslaughter charges against Alec Baldwin over the 2021 death of "Rust" cinematographer Halyna Hutchins has been dismissed, but the actor isn't able to put all the legal proceedings behind him just yet.While a New Mexico judge dismissed the case after determining that the state withheld key evidence from Baldwin's defense, the actor still faces civil lawsuits from Hutchins' family.Gloria Allred, an attorney representing Hutchins' parents and sister, said the judge's decision was "in no way, shape, or form an exoneration of him," and vowed "to fight to the end for Halyna Hutchins," Variety reported.Speaking at a press conference…
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